Legal Question in Personal Injury in Florida

Re: Accident

Unless you broke the law and drove without insurance, or did something outrageously dumb like not reporting the accident to your insurer, your insurer hires a lawyer and defends you. Immediately give the paperwork to your insurer so they can do what you paid them to do.

Re: Accident

First, turn it over to your auto insurance company. The insurance company is obligated under the insurance contract to provide a defense for you.

Second, you may want to consult an attorney on your own. I'm not giving you legal advice without more facts, and I'm not creating an attorney-client relationship online. However, you may want to ask your attorney whether it is appropriate in this circumstance to send a letter to your insurance company, by certified mail return receipt requested, requesting that the company take advantage of any opportunity to settle within your policy limits.