Legal Question in Personal Injury in Florida

Re: child hit with plastic bat

If your neighbors have health insurance that covers their 6 year old son, then the hospital bills were covered by their health insurance policy so they are not out of pocket the money they are now claiming you owe them. Even if they have no policy that covered the hospital bill, it is clear that what happened was a little scuffle between two children that occurs every single day of the year between thousands (if not millions) of children all over the planet, and it is unclear who is to blame. Indeed, the parents may be more responsible for the incident than the children involved in the horseplay for possibly not supervising their kids accordingly. Your neighbors need to get a grip, but they may file a claim against you regardless. If a claim is made against you, make sure you notify your homeowner's insurance carrier immediately by phone, fax and certified mail and get a claim number. Your carrier may appoint defense counsel to protect your interests. Good luck.