Legal Question in Personal Injury in Florida

Florida Insurance Law Governing Rental Vehicles
Accident occurring in Florida. Rental agreement signed in Florida. John Doe rents the vehicle. Fred Doe drives the vehicle. Fred Doe is not listed as an ''additional driver'' on the rental agreement but was driving the vehicle with John's permission. Both John and Fred have personal auto policies with full coverage. John Doe did not purchase any additional insurance from the rental company.

Fred Doe has an accident causing damage to the rental vehicle and property damage and personal injury.

The question: In the State of Florida is there a law that governs which of the two available policies is primary in this instance? Question #2: If Fred causes collision damage to the rental vehicle and Fred has a $ 500 deductible, will John be held responsible under the terms of the rental agreement if Fred does not pay?

Thank you in advance for your assistance. And may GOD bless any attorney that responds.

Asked on 10/25/02, 8:16 am

David Slater David P. Slater, Esq.

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Re: Florida Insurance Law Governing Rental Vehicles

1. Both policies are primary and they will probably agree between themselves to pay 50/50.

2. Yes, John is responsible for the deductible

Answered on 10/26/02, 3:29 am

Scott Diamond DIAMONDLAWYER

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Re: Florida Insurance Law Governing Rental Vehicles

You need to post this to a Florida lawyer

Answered on 10/25/02, 9:36 am

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