Legal Question in Personal Injury in Florida

Florida, 18 yo daughter is moving back home. While she was gone, she got enough traffic tickets unpaid to get her license suspended and did not pay for her insurnce (which got cancelled). Now she has paid all her tickets and can get a license reinstated. To do so she must have proof of insurance. To get insurance, they want to put the policy in the parents name and add her as a driver (will not insure non -licensed drivers). Seems like a catch 22, can't get a license without insurance, can't get insurance without a license. Concerned that if we (parents) are on the insurance policy we could be held liable. The vehicle is solely titled and registered in daughters name. Have also been told, despite that anyway we could be liable for her actions because she still lives in our house and we are providing support for her. Seeking clarification about the insurance liability and any truth to being responsbile for her just because she lives under our roof (over 18). Thanks


Asked on 2/17/12, 1:26 pm

1 Answer from Attorneys
Angelo Marino Angelo Marino Jr. PA

Without doing any reseach on this, and subject to some esoteric law or rule, the only people responsilbe for a car accident are the drivers of the vehicle and the owner of the vehicle. Just because you share a policy of insurance does not make you personally liable. However, it may increase your auto insurnace premium.

Read more
Answered on 2/18/12, 6:06 am


Related Questions & Answers

More Personal Injury Law and Tort Law questions and answers in Florida