Legal Question in Personal Injury in Florida

i was involved in an accident in which i was in a vehicle and a biclyist hit me. i was yielding, looking left for oncoming traffic, in the process of heading east, and a bicycllist, who was driving in the gutter against traffic in a non bike lane heading west slamed into my passenger door. he was cited a ticket i believe for wrecklesss driving so the officer deemed it his fault. however i was cited a ticket for my window tint bein to dark ( mind you it was 12 noon and sunny out, and the officer said he only gave me the ticket cause he had to) . the man on the bike was taken away in an ambulance and from there i don't know how bad he was hurt but he was completely conscious. i just recently received a letter in the mail stating that i am being sued now. im 22 i own no assets, i am in school and live paycheck to paycheck. I DO HAVE INSURANCE BUT I do not carry "bodily injury" on my insurance since it is not required in the state of florida. What's going to happen to me?


Asked on 11/27/11, 12:27 pm

1 Answer from Attorneys
Steven Meyer CPLS, P.A.

I'm sorry to hear about the situation. You must give the letter that you received to your auto insurance company immediately.

The fact that you received a letter from a lawyer saying that he is going to file a lawsuit againt you on behalf of the bicyclist does not actually mean that he will go ahead and file the lawsuit. Right now, the lawyer simply wants to see if he can settle the case with your insurance company. When he finds out that you have no bodily injury coverage on your insurance policy, the lawyer may simply drop the claim.

Just give the letter to your insurance company and let them take care of it. If a lawsuit is filed eventually, the the insurance company will have to provide a lawyer to represent you in defending the case.

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Answered on 11/27/11, 7:42 pm


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