Legal Question in Personal Injury in Florida

Before settling any claim with an insurance company you should personally consult with an attorney to review the facts of the case and learn what your rights are. What you describe is a settlement offer and while it may be equal to your medical bills it is not technically considered a reimbursement.

Also, many times the insurance company representing the person at fault in the accident does not offer the maximum that your claim is worth, or that they are willing to offer. A personal injury attorney can evaluate your claim and may be able to obtain a higher settlement offer, depending on the available policy limits.