Legal Question in Personal Injury in Florida
Hello. I recently had a car accident and at that moment I did not have a car insurance. My car was total lost and the damages to the other car were paid by the full coverage insurance that the other driver had. I had to go to court and pay fines for my indispensability. Everything was already okay until a couple of days ago when I get a call from a Claim Resource office stating that I had to pay the amount of $5000.00 to their client (insurance company of the other car) or they were going to take me to court and revoke my license. They harshly threaten me about the consequences if I did not pay the money to the insurance company. I am only 18 years old. I just started in the university with the help of financial aid and I am currently unemployed. What can the consequences be if I do not pay that money because I am not working and I do not have a way to pay it?
1 Answer from Attorneys
What you are explaining is called subrogation. While the other driver had their insurance company pay for the damage, that insurance company can come against you for re-payment. That's called subrogation. This is a civil process and does not involve anything with your license. But they can sue you, get a judgement and they have years to collect from you.