Legal Question in Personal Injury in Florida

SUED FOR REAR-END COLLISION IN FL.The other driver was fine at the scene but later had a back surgery and hired an attorney. I got a letter from my insurance company to fill a demand. My insurance company is going to pay the maximum limit of my policy, which is $25,000. The other party has said that medical bills only exceeds over $75,000, not including on-going treatments. The funny thing I see is that the other driver has gotten in another collison 4 months after I did, and he is suing the another driver too. My question is, (1) Do I need to hire a personal lawyer to investigate this case? (2) Am I going to be responsible to pay that huge amount of money that exceeds the limits of my insurance policy?


Asked on 11/11/09, 9:12 am

4 Answers from Attorneys

Angelo Marino Angelo Marino Jr. PA

You need to speak to an attorney provided to you by your insurance co to determine what is happening. Normally, an insurance co will not settle if the other party does not release its insured from all claims. Make sure you look at the releases the other party is going to sign.

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Answered on 11/16/09, 9:25 am
Alan Wagner Wagner, McLaughlin & Whittemore P.A.

Your insurasnce company will provide an attorney for you to consult with and protect your interests.

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Answered on 11/16/09, 11:43 am
Lesly Longa Longa Law P.A.

Your insurance company will provide you with an attorney, and if the other party accepts your insurance company's offer of settlement make sure that you will no longer be liable for any claims. Regards,

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Answered on 11/16/09, 12:00 pm
David Slater David P. Slater, Esq.

I disagree with the prior answers. You need your own attorney to protect your interests over the $25,000.

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Answered on 11/16/09, 6:18 pm


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