Legal Question in Real Estate Law in Florida

You are more likely to get the bank to notice your mortgage by not paying the payment. You are also more likely to have the lender file foreclosure proceedings against your property. If you have a job, and you have money, and you have good credit, you are better off refinancing the property if the current rates are lower than what you are paying now. Your current lender may be willing to refinance the property if you have been paying on time. If you have a legal consultant (is this the same as an attorney?) who is advising you...why are you still questioning his/her advice on this matter?