Legal Question in Real Estate Law in Florida
I own a condo which my son is staying in. (2nd floor) We accidently had a grease fire and the water sprinker system went off in our condo. (the pan grease fire was put out by my son. The fire department came to turn off the water sprinker. The condo down stairs along with us realized water damage.
The condo down stairs had no property damage, other then, what we are anticipating, water in the walls. We assisted our neighbor by moving furniture etc. away from the affected walls. (neighbor has no insurance...)
We pulled our capet up immediately because we wanted to safe the neighbors walls along with ours.
Other details:
* we have no insurance,
* no one was hurt thank God....
*the property management representative came by the day after the fire and said he would be sending out someone who could check the moisture in the walls to see what we needed to do. (Condo homeowners insurance covers (my understanding) everything but the paint.)
*interesting enough the fire alarm systems was ringing all day in several of the condo building.
*the response time for the fire department to show up was 15 minutes, however they show on the report that it was 8 minutes.
*The property management rep yesterday stated that they would be sending out their insurance company to look at the damages...they also stated for me not to do anything until their insurance company reviews the damages, etc....
Question: should I hire someone to go and start dehumitifiers in both the neighbors's and my unit?
Not sure what is going to happen and what is best way to apprach this challenge? What is your advice.
1 Answer from Attorneys
I advise to get something in writing with the other tenant. If you pay for things, your liability should be absolved, but you have to put it in writing.
Do not speak to the COA insurance agent without a lawyer present.
It will be worth a few hundred bucks for you to hire an attorney and CYA (cover you butt).