Legal Question in Real Estate Law in Florida
credit damaged by company that bought my house
I sold my house to a home buying company 2 yrs ago, in the contract they agreed to take over mortgage pymnts until the 2 yr prepay penalty was lifted by mortgage co. It is also stated in the warranty deed. However the co. has made pymnts 30 and 60 days late allowing it to post to my credit. They even allowed the house to fall into foreclodure status, I personally paid the back pymnts to prevent this. The co. reimbursed me those pymnts however because the pymnts reported to my credit I am having a very hard time buying a new house for me and my family. Can I force the co. to refinance or sign a quit-claim deed without having to pay back 2 yrs worth of pymnts. They have also made a $300 profit per month on the house for the last 2 yrs. What are my options at this point.
1 Answer from Attorneys
Re: credit damaged by company that bought my house
Without reading your contract, it sounds like you have a cause of action but you should have a local attorney review the documents and ask question to be sure they will be able to sue and get a result you desire.