Legal Question in Real Estate Law in Florida

Divorce and Quit Claim of Home

My ex-wife and I built a home while we were married. I paid the down payment and closing costs from money I acquired before the marriage. We divorced this year and I was awarded the house as part of the divorce decree. She refused to sign a quit claim deed until her name was taken off of the mortgage and title. Although I have made the payment every month because of PMI and a single income, the bank will not take her off of the mortgage or title. She is now threatening to force a sale of the residence through court. What are my options?


Asked on 7/08/00, 11:44 pm

2 Answers from Attorneys

William W. Fernandez, Sr., J.D. Law Ofc. Wm. W. Fernandez, Sr., J.D., Atty. at Law

Ex-wife threatens sale of jointly owned home--Options?

FACTS: Ex-wife & I built home while married; I paid down payment & closing costs from money I acquired before marriage; divorced and I was awarded house; She refuses to sign quit claim deed until her name off mortgage; bank will not take her off mortgage; She is threatening sale through court.

Q. What are my options?

A. Your options are to refinance thru a different lender or buy her out either before or after a "Partition Sale". In a partition suit, you should get credit for the downpayment and other monies that you paid but you will still have to out-bid her at the sale. She will get some money but will have to contribute to the atty. fees and costs for bringing the action and forcing the sale.

Bye-the-bye, the bank can't take her off the title; only the court or your ex can do that.

Try offerring her some money for a Quit Claim Deed. If she agrees, then you don't have to refinance. The bank has no say whether she is on the deed or not; they only control the mortgage.

Read more
Answered on 9/08/00, 9:49 am
Joel Cohen Joel M. Cohen,P.A.

Re: Divorce and Quit Claim of Home

You didnt say wheather you were awarded the ownership of the house or simply its possession. If the former, your attorney can get a supplemental order from the court transferring title to you. If the latter, she may be aqble to compel the sale. The final decree must be examined. Contact your divorce attorney.

Read more
Answered on 9/07/00, 10:23 pm


Related Questions & Answers

More Real Estate and Real Property questions and answers in Florida