Legal Question in Real Estate Law in Florida

Re: Florida real estate law

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Yes, if you are paying all cash. If you need financing, almost every lender will require your spouse to sign the Mortgage and several other loan documents including the Truth In Lending. The execution of the mortgage is to ensure that the lender can foreclose without any homestead issues in case you default on the loan.

The condominium association might require both spouses to apply for ownership and/or be screened. This can include an interview at the association office.

Please keep in mind that when you go to sell, some title companies or real estate attorneys might request that your spouse join in on the deed to the buyers. Alternatively, a Non Homestead Clause in the deed might be sufficient.

Scott R. Jay, Esq.

Re: Florida real estate law

yes