Legal Question in Real Estate Law in Florida

foreclosure rules

My husband and I are 2 payments behind in our mortgage and are trying to catch up but it may be a few months before we can do so. We do make a payment every month but have 2 backed up. Can the bank foreclose on us even if we are still making payments but are behind on the 2?


Asked on 12/19/07, 9:28 am

1 Answer from Attorneys

Scott R. Jay Law Offices of Scott R. Jay

Re: foreclosure rules

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Yes, legally they can but generally they won't. Simply mailing the payments on your own schedule is not correct, however. You should call the lender and speak with them. Most lenders have a special department to work with borrowers who are a few months behind to help them catch up by working out a repayment schedule that both parties can agree to.

Scott R. Jay, Esq.

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Answered on 12/19/07, 11:30 am


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