Legal Question in Real Estate Law in Florida

The answer really isn't as simple as that. A good answer would require more information and a great answer should involve a conversation with you and a bankruptcy attorney or foreclosure attorney (or one who does both). Depending upon your individual circumstances you may be able to stay in the home, modify the mortgage, and get the fresh start with regard to the credit card debt.

My firm assists clients in bankruptcy and foreclosure defense, and it is preferable to not simply use the bankruptcy as a means to stalling any foreclosure proceedings. Under the law you may be entitled to a modification of your mortgage to a point that you could stay in the home and move forward. I strongly suggest that you consult with an experienced attorney regarding these multiple issues. Many attorneys provide free consultation for debt counseling, or a minimal consultation fee, but it will be worth it to get the information you need to move forward.