Legal Question in Real Estate Law in Florida

You could just provide a statement in your answer that you no longer have property rights to the property. If you take this route, make sure that you follow up and attend court. They will likely file a Motion for Summary Judgment shortly after receiving your answer. The problem is that most of the time the bank includes fees and costs that they are not due and although you no longer have title to the property, they wil still assess those fees and costs against you. If you can afford it, you should get an attorney to handle the matter.