Legal Question in Real Estate Law in Florida

Here we go. I have a home almost paid off with $1,800 left to go. The deed is in my name, but the mortgage is in my dad's and my name. Chase is the bank that holds the mortgage. They want me to either: 1. refiance the loan with my dad's name off of it or 2. an assumption of mortgage. With $1,800 left I don't want to do either one of these.

If I pay off the loan, will I get the house solely in my name or is this just a title for mortgage. I want to sell the house, but not on speaking terms with my dad.


Asked on 10/08/13, 5:19 pm

2 Answers from Attorneys
David Slater David P. Slater, Esq.

Since the deed is in your name, you own the house.

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Answered on 10/08/13, 6:18 pm
Barry Stein De Cardenas, Freixas, Stein & Zachary

Pay the loan off and the house is yours assuming the deed is in your name alone. Have an attorney check all your paperwork just to make sure. You should hire an attorney to handle the closing as well

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Answered on 10/09/13, 6:19 am


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