Legal Question in Real Estate Law in Florida
Judgements
I have been in the process of refinancing my mortgage and after paying 350.00 for an appraisal the new bank has discovered two judgements against me. Now I can't refinance and get a locked rate and am going to lose my 350.00 too, even though I was told by the bank that I was all approved and only needed the appraisal to finish the deal. What can I do?
2 Answers from Attorneys
Re: Judgements
NOTE: This communication is not intended as and should not be interpreted as legal advice. Rather, it is intended solely as a general discussion of legal principles. You should not rely on or take action based on this communication without first presenting ALL relevant details to a competent attorney in your jurisdiction and then receiving the attorney's individualized advice for you. By reading the "Response" to your question or comment, you agree that the opinion expressed is not intended to, nor does it, create any attorney-client relationship, nor does it constitute legal advice to any person reviewing such information, nor will it be considered an attorney-client privileged communication. If you do not agree, then stop right here, and do not read any further.
Have your attorney check to make sure they are certified, still alive and a valid claim against your property. Uncertified judgments are not liens and old ones die after a certain period of time. If they are valid judgments and therefore liens, the only option you have is to make arrangements to payoff the existing judgments if they are still valid.
Often times, old judgments can be settled for pennies on the dollar.
Scott R. Jay, Esq.
Re: Judgements
Mr. Jay is correct. I'm sure he or I can do this work for you, but you may know already if the judgments are not old. NanceGroup.com