Legal Question in Real Estate Law in Florida

I was recently married and me and my wife owned homes separately in Florida. My wife performed a modification on her home. The lender required me as her husband to sign on modification. I signed as a non borrowering spouse. I never lived in the home or ever claimed as my homestead. Now the lender is filing foreclosure proceedings and has named me in suit. I should not be responsible for mortgage and I never completed an loan application. And the mortgage does not reflect on by credit report. I just want to make sure my credit is not hit with any foreclosure/judgement or deed in lieu. Please advise of what action to take.


Asked on 10/10/13, 2:46 pm

1 Answer from Attorneys
Barry Stein De Cardenas, Freixas, Stein & Zachary

If you signed the note and mortgage or the modification of same, then you may have signed for your being responsible. You need to have the documents reviewed. In the future when signing documents like these you need to consult with an attorney

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Answered on 10/10/13, 3:07 pm


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