Legal Question in Real Estate Law in Florida
Hi. I am trying to rent a condominium in Tampa and worked an agreement with the landlord. I explained to her my credit issues, so there were no surprises, as I did not want to throw $80 dollar application fee away. She stated that it sounded ok, and I even gave her an approximate score. I went ahead with the application, which had to go to the Home Owners Association, and was told the following day that I was denied due to low credit score mid 500s by the Home Owners Association.. Is there anything I can do, and can I be denied just on that basis, without explanation, after an agreement was worked with the actual Landlord, by an HOA?
2 Answers from Attorneys
I don't have good news for you. If the HOA needs to approve the application, it does not matter what the LL said. I would suggest talking to the HOA and trying to work out a reasonable deal with them (maybe you can put-down a larger deposit to compensate for potential default on the lease, or maybe you are a good talker and can get the HOA on your side). It's worth a shot.
Yes, you can be denied on that basis. An agreement is difficult to prove unless it is in writing. It will be your word against the landlord's.