Legal Question in Real Estate Law in Florida
We were in a rent to own contract that expired in 2005, which was renewed verbally August 2005. We paid 900 a month the first year but agreed to increase our payment to 1100 monthly to pay off balance and cover taxes and insurance. We have $88,000 into the property, the original loan was $74900. We were informed that the house was in foreclosure proceeding, so we contact the trust agent and demanded an accounting of funds as we were advised by another attorney that trusts laws in Florida require them to provide this. The trust agent became very defensive and refused, so we stopped paying her, again upon advice of attorney. We gathered our receipts and repair records and went to the guardian ad litem that was assigned to the case and she filed these with her answer to the courts. During the past two years we have found multiple deed errors or as the attorney told us a gray area title problems. How do I keep my home? I don't have 5000 to pay an attorney but know that we are being done wrong.
1 Answer from Attorneys
Your paperwork will tell the story. It should not cost $5000 to have the papers reviewed. It may cost much more than that should litigation be required. Impossible to answer your question without seeing the actual papers. You likely will need to file quickly to file a lis pendens and lock up property. Seek legal help at least for a one time evaluation of the records