Legal Question in Real Estate Law in Florida

You will need to answer the summons, If it has a court date then you need to go to the court date, if not then you need to file an answer admitting or denying the accusations. You should contact your local legal aid, which should be Gulfcoast legal services. The Florida Bar also has a foreclosure help website which may assist you.

You need to respond to each allegation/paragraph with a denial, admission, or a partial denial/partial admission stating addition facts as to why the denial or admission is only "in part". They you need to list your affirmative defenses. Finally, you need to assert any counterclaims especially if they would offset you indebtedness. If you can't afford an attorney, try to at least set up an appointment/consultation where an attorney will review the complaint and advise you as to how to respond. Many attorneys will charge you a consultation fee which will be far less than a full retainer, just to sit with you and review your case and advise you on your options.