Legal Question in Real Estate Law in Florida

I was served on 10/11with a "Summons: Personal Service on an Individual" lawsuit from an Attorney representing Household Finance Corp for a Line of Credit on my home. I have 20 days to make a response. A Legal Aid representative who had taken my intake information in June 2009 sent me a letter to file in Court, I did this on 10/26 and hand walked a copy to the Attorney's office. The Plantiff's attorney has sent me a letter of consent with an option to pay $900 over 2 months and start regular monthly payments at $450 in 12/2009. Legal Aid says they are contacting HFC to attempt a loan modification, the Plantiff's attorney says that's not possible and if I don't pay $450 by 10/30, they will pursue a garnishment against my wages. I have communicated profusely that I am overextended, I am working and can pay; however, not a large lump sum or huge acreages. The Plattiff's attorney, and the Plantiff before we reached this phase was unwiling to work with me for a loan modification. Is this possible? Will I not get a hearing, even though, I have asked one in my response letter? It is hard getting responses from my legal aid contact.

Asked on 10/27/09, 2:47 pm

Carol Lawson Carol A. Lawson, PA

0 users found helpful

0 attorneys agreed

Hire a real lawyer, File a request for mediation. Get the phone number for loss mitigation and contact the lender yourself.

Answered on 11/05/09, 4:14 pm

Keywords

Match Any Match All

Country

State

Area of Law