Legal Question in Workers Comp in Florida

I have a company I subcontract for. They want me to sign a contract that appears to make me liable for accidents on there job site. They are asking to be listed as additionally insured on my slippers and trippers insurance but will not add us to theirs. There are several other concerns I have as well. I'd really appreciate some of you having a look at this contract,...perhaps I'm being paranoid? If the consensus is that I'm making too much of it then I'll just sign it. If you guys think it's got issues I'll need to spend some serious money to have it looked at and perhaps a negotiation would be doable although I'm being told they will not give a bit. They are also requiring I carry workers comp but I am supposed to be exempt as the president and sole employee. That is a rather large expense for nearly useless insurance. The contract is subject to the laws of Missouri but I live in FL.


Asked on 7/14/10, 12:15 am

1 Answer from Attorneys
Jane-Robin Wender Wender Law, P.A.

In Florida, the days of being able to exempt yourself while doing construction are over. You need to get coverage. Think of it this way anyway, you are insuring yourself, something that comes in handy as accidents are not expected, that's why they call them accidents. The company you subcontract for is trying to comply with the law which now is that all subcontractors must have coverage.

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Answered on 7/24/10, 7:27 pm


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