Legal Question in Disability Law in Georgia
I would like to know more about the GA Right of Rescission Law. On Tuesday morning, I enrolled for a dating service that charged me $750. It was extremely high pressure and I was just trying to get out of there without confrontation. I called Wednesday morning to cancel and the owner said there are NO cancellations. He said I can bring 6 or a dozen credit cards and he can divide the costs among them to then get the initial funds back onto my debit card, but that was my only option. I am trying to do the right thing to recover from my poor choice, ASAP!
1 Answer from Attorneys
There is NO recission law in Georgia. Unless your contract provides for cancellation, you must honor what you sign. (And even where there is a right in a contract, orally calling is NOT a way to cancel).
There is no universal right to cancel purchases. A three-day right to cancel exists for only a limited number of consumer transactions. For the most part, the three-day right to cancel applies only to credit or cash transactions of $25 or more that were initiated through face-to-face contact (such as door-to-door sales) away from the seller's regular place of business and that resulted in a written agreement. The three-day right-to-cancel provision does not cover purchases of real estate, insurance or securities. There is also a rule for health clubs.
However, you'd be an idiot to bring them a stack of credit cards. Don't! That suggestion sounds like it came from someone who plans to get extra money from you and you need to stop talking with that person. Your future conversations should NOT be by phone and should be written.
It probably will do you no good but make written complaints to the State Office of Consumer Affairs and Better Business Bureau.
The bad news is you are almost certainly going to lose here.