Legal Question in Bankruptcy in Georgia
Dismissed Bankruptcy with wrecked car
My husband and I filed Chapter 13 and fell behind on payments. Our case has been dismissed due to default on payment. While under our bankruptcy, my husband wrecked our car the night before our new policy took effect. Now one of the lending companies, who was second lean holder on the vehicle is trying to collect on payment. I can't refile yet due to GA laws and I'm worried about what will happen with this vehicle. Will I be sued? Since he is currently unemployed and I am a student, we are living with the help of family. I don't mind letting these people have the vehicle of course, but I'm concerned about the consequences we will suffer because it is wrecked.
1 Answer from Attorneys
Re: Dismissed Bankruptcy with wrecked car
Your attorney is the best person to ask but expect to get sued for the difference in value between the wrecked car and what you owe, and eventually to face garnishments and other problems.
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