Legal Question in Bankruptcy in Georgia

Is this Legal

Hello,

My problem is my mom is renting from me a trailor from me witch i have financed through a bank. She filed chapter 13 bankruptcy on her personal loans and becouse she is renting from me they put it on my credit and closed the account as if i filed. (her name is not on the morgage) is this legal.


Asked on 6/17/05, 9:08 am

1 Answer from Attorneys
Bernd Stittleburg Stittleburg Law Offices, LLC

Re: Is this Legal

If your mother did not sign for the mortgage on the trailer, then the mortgage company should not have placed the bankruptcy on your credit report.

There are a couple of ways a bankruptcy filing would end up on your credit report, one if your mother was a co-signer of the debt and 2, if you and your mother have the same name. If your mother did in fact sign on the mortgage for the trailer, she was oligated to put that debt on her bankruptcy case. I would suggest you contact her bankruptcy attorney about this matter.

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Answered on 6/17/05, 9:46 am


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