Legal Question in Bankruptcy in Georgia

Non-Cooperation from lender holding collateral

Acquired loan, gave vehicle title as collateral, three years later filed bankruptcy, was included in bankruptcy, lender received notice of bankruptcy, no response from lender, bankruptcy was discharged, still no response from lender. Still have vehicle, but cannot do anything with it because lender has title and refuses to give me instructions on where to surrender the vehicle to them, says they do not want the vehicle and I cannot have the title unless the loan is paid in full. They said if i take the vehicle to the lender's local office where the loan originated, they will have it towed as an abandoned vehicle and I will be fined. I say they own the vehicle, they say I own the vehicle. They are aware of the bankruptcy but are choosing to ignore it. I have called the local office, and the corporate office in another state and get stonewalled at each location. What can I do?


Asked on 6/21/06, 5:24 pm

1 Answer from Attorneys
Glen Ashman Ashman Law Office also dba Glen Ashman Attorney

Re: Non-Cooperation from lender holding collateral

Have the attorney who filed the case write them a letter. You don't owe any money and once you document your surrender of the car to them pursuant to the bankruptcy makes it their problem. However, you can simply drive it for free until they realize they're being stupid.

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Answered on 6/21/06, 5:35 pm


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