Legal Question in Business Law in Georgia

Based on your post, no. You skipped the important middle part of the story -- how you having a meal and the broken windshield are related. What or who broke it? What did the restaurant have to do with your windshield being broken? Did a waiter or manager go outside and break it? Did you even park in the restaurant lot? If you want an answer, post again with the whole story and tell us the facts and why you believe the restaurant should pay.

Obviously not, unless you have proof the restaurant staff went out and smashed it. This is why people should buy full coverage. If the cost of repair exceeds your deductible, your insurer will pay, Otherewise you do.