Legal Question in Consumer Law in Georgia

I got a car for someone in my name and they totaled it and now I'm stuck paying the balance. Is there anything I can do?


Asked on 5/01/13, 8:14 am

2 Answers from Attorneys
Scott Riddle Law Office of Scott B. Riddle, LLC

If you signed the loan documents, you are liable. If you don't pay, you get sued unless you file for bankruptcy. What happened to the insurance proceeds?

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Answered on 5/01/13, 8:16 am
Glen Ashman Ashman Law Office also dba Glen Ashman Attorney

When you sign loan papers it is a contract. You owe for the car and have two choices - pay, or don't pay and probably get sued and garnisheed (or a third choice, go bankrupt).

I do need to ask why you didn't carry insurance to pay off the car? If you did that, and you should have, then you have no problem at all.

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Answered on 5/01/13, 8:51 am


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