Legal Question in Consumer Law in Georgia
Collection agency
My son moved out of an apartment with one month left on lease. Since we had co-signed on the lease, the collection agency started making calls. They called friends and told them about the debt without permission from the debtor. We received a collection letter from an agency and we responded informing them that they had broken the law because they divulged the debt to strangers without consent. This was 2 years ago. The agency never responsed to our certified letter. Now two years later, a different agency has sued up.
Do we have a defense because the first collection agency never responded to our letter?
1 Answer from Attorneys
Re: Collection agency
An alleged violation by the collector (current or previous) does not mean the underlying debt goes away. To the extent you had a claim, it appears it was not worth pursuing. Obviously, the best way to end such matters with present and future collectors is the pay the debt.
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