Legal Question in Consumer Law in Georgia

I made A down payment of two thousand dollars to the dealership that I had perchased my car from. the sticker price was about 5,600. I expressed that I intended for the down payment to be applied to the principal, and to have the balance and other fees to be wraped togeather in the car loan. Several months have passed and I desided to look at my paperwork. The only person signing was me and my paynet as I requested had not been applied as I had intended and one other signature was on the contract was of the sales rep. in a section showing how all points of the agrement have been read and that I have agreed to all of "the terms". I don't know if there is any thing that I could do about it now. I do not even know if through the language ov the paperwork vs. My intent upon time of perchase that I've over payed or what, I just want out! Should I expect any aditional fees if any, after satisfiyng an automotive loan to the finance company several months early, And is it lawful for the finance co. to do so upon the compleation day of my loan???


Asked on 9/22/10, 11:08 am

2 Answers from Attorneys
Scott Riddle Law Office of Scott B. Riddle, LLC

'Several months have passed and I desided to look at my paperwork." This says it all. You need to learn how to handle basic financial matters, such as reading what you sign BEFORE you sign - not a minute later, or several weeks or months later. The instant you sign a contract, consider yourself bound by the contract. I am not sure why you might be thinking otherwise.

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Answered on 9/27/10, 11:13 am
Glen Ashman Ashman Law Office also dba Glen Ashman Attorney

You are responsible for what you sign whetehr or not you choose to read it, and, as Scott said, you are bound by whatever you signed. Obviously, it is a bad idea to sign things without reading. You can't undo that after the fact.

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Answered on 9/27/10, 11:43 am


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