Legal Question in Consumer Law in Georgia

Mortgage Lender Refused Payment

I am 2 payments late on my mortgage. Before it became 3 payments late (payment due on 3-01 grace period to 3-15)I called to make a payment and at that time I specified that i would be catching up the back payments beginning 4-01 the lender stated that we were THREE payments past due and that they would not accept a payment from me. They also said that if i mailed the payment they would send it back. What are my rights now?


Asked on 3/12/03, 11:01 am

1 Answer from Attorneys

Charles W. Field Charles W. Field, Attorney at Law

Re: Mortgage Lender Refused Payment

The mortgage company may have already determined that you are in default and may be planning to proceed with foreclosure. You should consult with a local attorney ASAP.

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Answered on 3/13/03, 4:23 pm


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