Legal Question in Consumer Law in Georgia

Here's my problem, I bought a 2002 Chevrolet Tahoe in January of this year from my former boss. We had a written agreement to pay 210 a month, but we had a verbal agreement to lower the payment to 200. (Title is in my name, she is the lien holder)

In the contract it specifically says if payment is not received within 60 days repossession will occur.

I have dated and signed by the woman from January-August saying ive paid 200 each time and one payment of 220.

Last night or early this morning, her husband came and repossessed the car. I'm not sure if he is even legally allowed to come get the car??

My problem, The last amount and date was 8/15/2014 for $200 signed. It has not by any means been 60 days!

Also, I was investigating and found 120-1-14-.18, which by my understanding is that she would have to go through judicial process since I bought the truck for less than $3000.

I would appreciate any help


Asked on 9/30/14, 11:16 am

1 Answer from Attorneys
Glen Ashman Ashman Law Office also dba Glen Ashman Attorney

A properly drawn written agreement will (1) give her the right to repossess, and (2) state that the terms cannot be orally changed. So although I'd have to see the agreement to answer you, the repo may well be legal. In general there is no grace period unless the agreement gives one, so one day late or $20 behind is grounds. Show your agreement to a lawyer.

Read more
Answered on 9/30/14, 12:23 pm


Related Questions & Answers

More Consumer Law questions and answers in Georgia