Legal Question in Consumer Law in Georgia

I recently purchased a truck I put $3000 down and the sales price was $8999. After the dealer took the money out of my check card he informed me that in the state of Georgia I was required to pay the tax and titled fee which totaled $742. When I told him that I could not give him any more money he said that I could just pay a little extra each month until it was paid off. My contract agreement was to pay $140 twice a month, which I have done and have recipes to prove it, but after my wife lost her job I told the man I could not pay an extra $100 a month toward the $742 on top of the $280 payment I was making. Now two weeks ago he told me that I was over $1000 behind on my payments and he took the truck from me. I have all the reciepes to prove that I have made my regular payments so the only thing I can determine as to how he came up with me being that much behind is that the first payments I was making was all put toward the balance owed for the tax and titled and not for the truck payment. My question is does the law require a dealer to deduct the tax and title fee from the downpayment or add the fee to the amount being financed and if so would the contract be voided and can I take him to court and get my money back?

2 Answers from Attorneys

Related Questions & Answers

More Consumer Law questions and answers in Georgia

Looking for something else?