Legal Question in Credit and Debt Law in Georgia
There have been 4 fraudulent accounts opened in my name with 3 different companies by the same person, using the same service address in Randolph, MA. At the time (2006-2007) I was living with my mother in Ellenwood, GA. I initially thought my ex boyfriend was the suspect, which he denies. I know that he possibly had access to my personal info because we shared a bedroom in her house. But I now think it was his mother. His mother had to have played a part, because it was her home and she was solely repsonsible for all of the bills. How could she not see my name on her bills, when I had moved out a year prior?? I blame them both.
I have disputed the 2 accounts with Verizon. I sent (by certified mail) the police report, ID Theft Affidavit filed with the FTC, proof of current residence, copy of current ID, lease (2007) and utility bill (2007) and a notarized statement from my mother, verifying that I lived with her (2005-2007). They will not dispute the 2006 account because I do not have a bill in my name from that time. I was living with my mom, the bills were in her name. I was a single mother of 2, working as a waitress making $2.13 an hour plus tips. I have explained to Verizon that at that time I could not afford to have a car or insurance, cable or a cell phone. Because I didn't, they say they cannot dispute the account. I don't know what else to do. Please help. I just want my name back. My credit score/history is ruined. I had to freeze my credit report, haven't been able to apply for jobs. I'm anticipating buying a house a few years from now with my fiance, after we get married next year. Whatever happened to "Innocent until proven guilty"?
1 Answer from Attorneys
I suspect that investing in one good letter from an attorney will help. If that doesn't, sue them for damages.