Legal Question in Credit and Debt Law in Georgia

Yes, that can work if you are listed as the lienholder and you would not be liable in case of an auto mishap. As long as you buy the car and list yourself as a lienholder on the title at the time of initial purchase it will help. Unlikely that the creditor will really check but they could in theory try to say this was a fraudulent conveyance.

However, if you do this, make sure you have something inn your will forgiving the loan balance and authorizing your personal representative release the lien and convey title.

Everything in life has consequences. Again, this is only to protect the car from creditors in case of a lawsuit,