Legal Question in Credit and Debt Law in Georgia
i called the company that financed my house in oct asked if they could refer that payment to the end, because my hours were cut from 40 to 28, they would not so i ran a month behind until april, i paid two payments. now i'm getting calls about ins, i ask them about ins. but it was to high,i told them i would get my own not to put on my house, i was without about six weeks,now they tell me they had to put on my house& i owe a hundred+ on my payment.i did not pay with payment . my question is can they take my house? i have ins. they have copy. they called me at least ten times a day is that not harrassment? what should i do?
2 Answers from Attorneys
What you should do is get an attorney to review your documents. Often, lenders, in the small print, have the right to get the insurance you were supposed to get and then charge it to you.
You probably don't need to pay a lawyer in addition to paying for the insurance. Virtually all loan documents require insurance and allow them to get it if yours lapses. Read your loan documents. It is no excuse it might be In "small print."
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