Legal Question in Credit and Debt Law in Georgia

car loan

I purchased a used 1997 Bravada from a used car dealership in Georgia in June 2005. The owner of the dealership was a family friend. Anyway, the car had so many problems and I could not get a tag due to failing the emissions test. We called the owner and explained what happened. She told us that we could return the car. We drove the car back to her dealership. Well, I get a certified letter from her today, July 2nd, 2008 stating that I owe her money on the Bravada which includes a repossession fee. This is the first time we have heard from her. She never told us that she was going to go after the money or we would have kept the car. We thought everything was okay. Is she owed all the money? I'm speaking with her tomorrow and want to be educated before I agree to do anything.


Asked on 7/02/09, 3:17 pm

1 Answer from Attorneys
Scott Riddle Law Office of Scott B. Riddle, LLC

Re: car loan

You leave out important details, and don't even mention a loan or the lender. Either way, it was huge mistake to just take a car back and leave it when you presumably signed loan documents. You don't say anywhere that a lender let you out of the loan.

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Answered on 7/02/09, 4:09 pm


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