Legal Question in Credit and Debt Law in Georgia

This makes no sense. Try taking 3 deep breaths, calm down and re-post your question with relevant facts.

There are no "civil demands" for theft. If there was theft of personal property, you would be charged with a crime and in that case you would need a criminal lawyer not a credit/debt/collections lawyer.

Second, if there was a theft and the person whose property was stolen sought restitution of the thing taken, they would not be giving "discounts." Injured/damaged people don't act this way.

Thirdly, damages do not magically increase. If you stole an article from me worth $500 then I am entitled to $500. I don't get more because you did not pay up - I still get $500.

So based on all of this, I suspect that what you have is either (a) a scam or (b) a payday loan which you defaulted on.

If a scam, then this can be tossed into the trash or used to line a birdcage. However, before I would officially give such advice I (or any attorney) would need to see the actual document. If its a payday loan gone bad, then please read the article on Georgia payday loans at my website: www.rachelhunterlaw.com.

If you wish me to look at the document or otherwise wish to discuss, please contact me at [email protected].