Legal Question in Credit and Debt Law in Georgia
I got a civil summons in september. I answered their complaints, denying all of them and asking for evidence of the debt. So far, I have not got any reply. But, about 10 days ago, they have sent me interrogatories, admissions and a request for documents. Is this the 'discover' phase ? Is there a way for me to force them to produce the evidence? Can I request for more time? When I answer the interrogatories, I have to rely on my memory. If I make a mistake, would it amount to perjury? I have a feeling that they do not have any supporting evidence. And the law firm is debt collector too, even though they claim to act on behalf of the original creditor.
2 Answers from Attorneys
They are not likely to reply, and don't have to reply to that. If you want information from them, you serve the appropriate discovery requests as they did. You are required to respond to their discovery requests as best you can. Since you don't understand the process, you need a lawyer if you have real defenses. If you owe the money, you are likely delaying the inevitable and the money you spend on a lawyer may be better spent on paying the debt.
As Scott has noted, you have already messed up by not understanding how to handle discovery. It may be too late, but see a lawyer before you mess up more.
A lawyer can help you decide if a defense is even a good idea, or if you should look at other options (such as bankruptcy).
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