Legal Question in Credit and Debt Law in Georgia

Collection Harrassment

debt collection agency continuous calls regarding payment of 2 NSF checks one written back in Dec 03 and one Aug 04. Both were paid in full,I have the receipts from the company stating so.I continually receive harrassing calls from the company,indicating they will put a warant for my arrest.I have faxed my receipts (actually their receipts they gave me) back to the company and they still keep calling threatening me with arrest. I have had it. They also did an ACH transaction out of my bank account for the same checks. Isn't the maximum Service Charge $25.00 or 5% of the check amount for fees for the State of GA? This company is charging $37.00 Service Charge. Is this legal? I cannot take the harrassment any longer, do I have any rights in these matters? I wish I could sue them and make this company aware they cannot continue to treat people like this.I am sure if police come to my door with an arrest warrant,they will not care if I have the receipt's from the company proving these items were paid in full. Most likely they will arrest me. I will have to post bond (which I will not get back) then show the judge the receipts. I don't feel this is justified because of their bad record keeping and continuous harrassment. Thank You.


Asked on 10/20/04, 10:05 pm

1 Answer from Attorneys
Glenn M. Lyon, Esq. MacGREGOR LYON, LLC, Business Attorneys

Re: Collection Harrassment

It sounds like you have several issues in your situation. I would strongly advise retaining local counsel to help you sort out each issue.

If you would like to discuss any issues further, please feel free to contact my office. My contact information is below. Thank you.

The foregoing is general information only, not specific legal advice. No attorney/client relation has been created or should be implied.

Glenn M. Lyon, Esq

MacGregor Lyon, LLC

Promenade II

1230 Peachtree Street NE

Suite 1900

Atlanta Georgia 30309

Phone 404.942.3545

Fax 404.795.0993

[email protected]

www.macgregorlyon.com

Confidentiality Notice

This message is being sent by or on behalf of a lawyer. It is intended exclusively for the individual or entity to which it is addressed. This communication may contain information that is proprietary, privileged or confidential or otherwise legally exempt from disclosure. If you are not the named addressee, you are not authorized to read, print, retain, copy or disseminate this message or any part of it. If you have received this message in error, please notify the sender immediately by e-mail and delete all copies of the message.

Read more
Answered on 10/21/04, 1:47 pm


Related Questions & Answers

More Credit, Debt and Collections Law questions and answers in Georgia