Legal Question in Credit and Debt Law in Georgia
collections law
My sisters daughter and son-in law ran up credit card debt and took out unsecured loans from 4 different companies. My sister has MS, is in a wheelchair, lives with her daughter, has no assets and collects Social Security in the amount of $650.00. One of the debtors has turned over the debt to a collection agency. Should my sister worry about trying to repay any of the loan? Since she has no assets or income from a job, what could they do?
2 Answers from Attorneys
Re: collections law
You don't say whose name the accounts were in. People are generally only responsible for their own debts (or their accounts when they allow others to use them).
Re: collections law
She could easily she her bank account garnisheed, so there could still be consequences. Depending on her cicumstances and the size of the debt,she might be a good candidate for bankruptcy to wipe out the debts.
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