Legal Question in Credit and Debt Law in Georgia

Re: court action

You can stop the suit by paying in full. Be sure you get a dismissal with prejudice simultaneously with the payoff, and do that within 30 days of service.

Your other option (and often the better one) is see a lawyer. Depending on your numbers he may be able to bankrupt for you or come up with other options.

Generally, if you try to deal with this yourself, you will get in a bigger mess than you started with.