Legal Question in Credit and Debt Law in Georgia
Credit Card Judgement
I was served with judgement regarding a credit card debt from 2002 for over $3000 I have recd 1 bill over several years last July for over $2000 I faxd a request for an itemized bill and I never heard from them again until recently, what is the best way to handle without having to pay over $2000 in interest etc?
2 Answers from Attorneys
Re: Credit Card Judgement
A judgment is at the end of the case, meaning you already lost in Court. You should have asked prior to judgment.
Re: Credit Card Judgement
The best way is usually to make arrangements to pay a valid debt (which usually includes interest). That usually means contacting the creditor (or lawyer handling the case)and settling it with a payment or payment plan, or whatever is agreed upon. If you have a judgment againt you, you may be facing a garnishment of wages and/or bank accounts, so best to do it sooner rather than later.