Legal Question in Credit and Debt Law in Georgia

Deficiency judgments
i FILED FOR BANKRUPTCY, CHAPTER 23 IN MAY 1998, MY CAR WAS PLACED IN THE CHAPTER 13 BY MY ATTORNEY. I WAS MAKING MY PAYMENTS ON TIME. THE ENGINE BLEW DUE TO WATER IN THE OIL WHILE BEING SERVICED BY SUPER lUBE. I TOOK THE ENGINE IN FOR REPAIR. MY ATTORNEY CALLED AND SAID THAT FORD MOTOR CREDIT WANTED THE CAR RETURNED. I TOLD HIM THIS WAS MY ONLY CAR, HE TOLD ME IF I AGREE TO PAY THE REPAIR FOR THE ENGINE THRU THE CHAPTER 13 PROGRAM , FORD IN TURN WOULD NOT CHARGE ME A DEFICIENCY JUDGMENT. NOW THEY ARE SUING ME FOR $9,700 FOR A 1993 LINCLON WITH A 130,000 MILES SOLD AT AUCTION. THEY DID THIS IN 1998. THEY FILED SUIT AGAINST ME IN OCTOBER 2001. DOES THE AGREEMENT WITH MY ATTORNEY HOLD UP? IS THERE A STATUE OF LIMITATIONS.? FLORIDA STATE BANKING COMMISION ISSUED A CEASE AND DESIST ORDER AGAINST THEIR COLLECTION AGENT. PLAINTIFF FILED FOR SUMMARY JUDGMENT, HAVE TRIED 8 LAWYERS TRYING TO GET SOMEONE TO DEFEND ME.

Asked on 4/06/02, 11:44 am

Anthony Comparetto Comparetto Law Firm

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Re: Deficiency judgments

First, what happened to your chapter 13 case. Was it dismissed. Email me direct at [email protected]

Answered on 4/06/02, 7:19 pm

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