Legal Question in Credit and Debt Law in Georgia

In May Discover sued me and got a judgement against me. They garnished my checking account, but my account didn't have enough funds.Eventually I got release of garnishee and dismissal from the court. I had closed that account and got an account in a different bank. But today I found out the new account is frozen due to a garnishment by the same creditor. I thought once the garnishment is released or dismissed by the judge they cannot sue or get another garnishment. Please help..


Asked on 12/12/12, 12:07 am

2 Answers from Attorneys

Glen Ashman Ashman Law Office also dba Glen Ashman Attorney

You thought wrong and needed a lawyer a long time ago. They can keep grabbing bank accounts and paychecks for years unless you actually get a lawyer and do something proactive, which usually will need to be a bankruptcy.

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Answered on 12/12/12, 4:20 am

You have reposted the same question. It calls to mind the definition of insanity - where you keep doing the same thing over and expecting a different result.

You have obtained opinions now from Attorney Ashman and myself that this is proper by Discover. I don't know why you believe that it is not but you are welcome to solicit a third, fourth or more legal opinions from other lawyers. Or you can stop wasting time and try to get the debt resolved rather than have Discover go on raiding expeditions if you insist on foolishly maintaining a bank account. But its your debt/judgment and your call.

Here is a copy of my answer posted yesterday:

I don't know what was garnished or why the first garnishment was dismissed. Yes, they can generally garnish or seize assets until the judgment is paid in full or the judgment is revived (after 7 years).

For the short term, I suggest that you not have any bank accounts at regular banks . Go to an online bank, go on a cash only system or go to a very small community bank located 25-50 miles from your home.

For the long term, If Discover obtained a judgment, then you need to think about resolving the debt in some way rather than face continuing garnishments/levies.

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Answered on 12/12/12, 1:36 pm


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