Legal Question in Credit and Debt Law in Georgia

Re: Garnishment

If the amount sent to the employer differs from the amount in the summons, you can file a traverse (if you delay past the deadline you cannot). Of course they'll immediately refile with the correct number, or amend, so your relief will be fleeting.

Percentages for a garnishment are set by law. They cannot be changed. A proper garnishment can only be stopped in two ways - by payment or bankruptcy.

A note to all reading this and not just you: once a creditor files a court case, that is really the best time to examine bankruptcy (in other words, your waiting both through a judgment and then again through a garnishment filing was likely a bad decision).

With a new bankruptcy code very near passage a delay now risks tahta debt you migh be able to eliminate now might have to be paid by you even in bankruptcy.

If you are thinking bankruptcy and are in metro Atlanta go to www.glenashman.com and get a free bankruptcy worksheet completed so our office can review it and advise if bankruptcy is a good option.