Legal Question in Credit and Debt Law in Georgia

Re: Garnishment if minumum payment is met

NEVER give a collector your bank or oersonal information. I also suggest that you never pay a collection agency unless you first have IN WRITING AND SIGNED an agreement as to terms of repayment.

If you are in default on a loan, regardless of whether you are making payments, a creditor can sue and then garnishee you unless they in writing waive that right.

Re: Garnishment if minumum payment is met

As an additional response to the good advice to never provide your bank account information, a "garnishment" is an action taken pursuant to court order AFTER the creditor has recieved a judgment. You did not mention whether or not they have a judgment against you, but if you have recieved, or later receive, documents related to a court case against you, you need to read them very carefully and consult with a lawyer. When you provide your account info to a creditor prior to a court action (again, which you should not do), it is not called a "garnishment." It is merely a draft from your account.