Legal Question in Credit and Debt Law in Georgia

My husband was served papers by a law firm claiming to represent Citibank on an account that has been closed for many years. He answered the summons with our local court system and at that time sent the answer to the suing attorney's office as well as a debt validation letter.(He is denying the debt) In the debt validation letter he gave the attoryney thirty days to respond. That was sent February 10, 2010. Today we received papers from the attorney by first class mail. In that was Plaintiff's First Request for Admissions to Defendant and Plaintiff's First Request for Production of Documents. We have not received a response to the debt validation letter. They have not produced validation of the debt or that they are authourized to collect the debt. How should my husband proceed? This is in the state of Georgia.


Asked on 4/03/10, 12:52 pm

3 Answers from Attorneys

Scott Riddle Law Office of Scott B. Riddle, LLC

This is but the first example of why you should not try to handle a lawsuit. You have chose to proceed without a lawyer and a website is not a substitute. The short answer of what you do in the lawsuit is that you comply with discovery rules and court orders. However, if the debt is valid, you might waste time and effort and perhaps even get in trouble for running afoul of court rules, only to end up with the same judgment against you. Many times a lot of time and money can be saved by contacting the other party (or lawyer) and making arrangements to simply pay the debt.

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Answered on 4/08/10, 1:11 pm
Charles W. Field Charles W. Field, Attorney at Law

Get a lawyer.

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Answered on 4/08/10, 1:52 pm
Glen Ashman Ashman Law Office also dba Glen Ashman Attorney

The correct answer is to not have done what you did thus far and to have gotten a lawyer. Whether that will help at this stage or not depends on how many legal missteps you have made to this point (and there seem to be some in your post).

Get a lawyer.

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Answered on 4/08/10, 3:18 pm


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